Financial institutions are under pressure to support open finance use cases without introducing security risk, operational complexity, or a loss of control. Narmi’s partnership with Ninth Wave provides a streamlined path to modern data connectivity, enabling community FIs to expand their digital capabilities while maintaining strong governance and compliance.
Together, Narmi and Ninth Wave help institutions participate confidently in the broader financial ecosystem with a solution designed for scale, security, and long-term flexibility.
Legacy data-sharing methods like screen scraping can be risky and fragmented. Ninth Wave replaces those insecure workarounds with a clean, API-first approach. Because this framework is embedded directly into the Narmi platform, financial institutions can now gain credential-free connectivity to fintechs and ERPs while keeping full oversight and permissioning control over every piece of data shared.
Narmi’s partnership with Ninth Wave truly functions as an open finance gateway, allowing institutions to securely exchange data with external platforms and partners. This allows community financial institutions to support advanced use cases such as consolidated financial views and direct integrations with accounting and enterprise software.
By extending integral data and functionality into these external workflows, institutions can ensure that they remain at the forefront of their customers’ financial lives.
Building and maintaining custom integrations can cause an incredible strain on both time and budget. Ninth Wave removes that burden with a standardized framework and battle-tested ERP links that drastically shorten development cycles. Instead of managing a patchwork of connections, institutions can focus on high-value initiatives that will actually move the needle for their customers and members.
Further, Ninth Wave provides the tools to monitor and manage data sharing through differentiated, value-added services. With hands-on onboarding and expert technical support, institutions can transform secure data access into scalable revenue streams without increasing operational overhead.
As open and embedded finance become table stakes, institutions that cannot integrate securely and efficiently risk falling behind. By combining Narmi’s digital banking platform with Ninth Wave’s data connectivity, community banks and credit unions gain a future-ready foundation that prioritizes security, compliance, and control. The result is a stronger digital offering that works to support growth, retention, and long-term competitiveness in an increasingly connected financial ecosystem.
