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Mocse Credit Union Selects Narmi to Replace Legacy Platform with Full-Stack Digital Banking Solution

Narmi, a leading provider of digital banking solutions for financial institutions, announced it has added another full-stack customer to its roster with Mocse Credit Union. The $427 million credit union, which serves more than 30,000 members across four counties in Central California, has migrated to Narmi One to modernize its digital banking infrastructure.

Through the partnership, Mocse transitioned from a legacy digital banking environment built largely around rigid core modules to Narmi One, a unified platform that combines consumer banking, business banking, and account opening into a modern digital experience. The implementation will support Mocse's broader strategy to strengthen member engagement, improve operational flexibility, and expand its small-to-medium business banking capabilities.

Mocse selected Narmi following a competitive evaluation process, citing the platform's open architecture, API-first infrastructure, and collaborative approach to partnership. By leveraging Narmi One, Mocse is focused on meeting and staying ahead of the digital standards members encounter in their financial lives.

"Business banking is where credit unions are winning or losing member relationships right now, and Mocse made the strategic decision to get ahead of it," said Nikhil Lakhanpal, co-founder of Narmi. "Members don't benchmark their expectations against other credit unions, but their opinions are formed by the digital experiences they have with the institution. Mocse saw that shift early, and Narmi One was built to help close that gap. Staying competitive requires a platform built for where the market is headed, not where it has been."

Mocse's adoption of Narmi One reflects a broader industry shift around digital transformation and business banking modernization playing out among community financial institutions. As member expectations continue to rise, more credit unions are reevaluating their legacy digital systems in favor of integrated platforms that offer greater flexibility, innovation, and scalability.

This partnership also reflects Narmi's strategic focus on expanding adoption of Narmi One and helping financial institutions consolidate fragmented digital experiences on a single platform.

To learn more about Narmi One, please visit narmi.com

About Mocse Credit Union

Pronounced "Moxie," we embody the meaning of that word through our audacious authenticity. From our founding in the kitchen of Harry and Lucille Hammer in the 1950s, to Lucille taking the helm as our first CEO when women rarely occupied such a role in the banking world, we are a credit union that breaks with convention to boldly serve our members and our community.

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