Practical AI, Built for Community Banking

AI DecisionAssist for Account Opening

Turns raw identity verification data into plain-language summaries and explainable, institution-specific recommendations for every account opening review.

What it does

Also in AI DecisionAssist

AI DecisionAssist Document Agent

Closes the loop on missing documents during account opening review. When DecisionAssist spots a gap, like a missing paystub or proof of address, it recommends exactly which document to request. Staff send the request in one click, the applicant uploads it through a secure link, and DecisionAssist automatically re-runs its analysis with the new document. No more leaving Narmi to email applicants and chase files.

What it does

Also in AI DecisionAssist

AI Secure Messages

Respond to high volumes of customer messages while maintaining a consistent, professional, and effective voice.

What it does

Also in AI Secure Messages

Agentic AI in Secure Messages

Staff no longer have to prompt the AI. As soon as a customer message arrives, a draft reply and a thread summary are ready, with a confidence score that tells staff how closely to review. Staff edit, regenerate with extra instructions, and decide when to send.

What it does

Also in AI Secure Messages

Claude/ChatGPT Connector

Meet account holders in the AI assistants billions of people already use. They can analyze cash flow, balances, and transactions with Claude or ChatGPT, with sensitive data always protected.

What it does

Also in MCP Server

Copilot Connector

Brings Narmi into Microsoft Copilot. FI staff connect Narmi as a tool in Copilot and ask questions about their institution’s data in plain language, like “how many accounts were opened this week?”, instead of clicking through Narmi Command to look it up.

What it does

Also in MCP Server

Document Intelligence

Document Intelligence is Narmi’s package of practical AI for the paperwork in everyday banking. It reads checks, receipts, and invoices the moment they’re captured, pulls out the details that matter, and puts them to work: check details right on the transaction, receipts matched to the right purchase, and invoices turned into ready-to-send payments.

What it does

Explore the features

Check Autofill

Reads the payee, payer, amount, date, and memo off check images and shows them as editable fields right on the transaction. No more opening each check image and squinting at handwriting.

What it does

Also in Document Intelligence

Receipt Match

Pairs every receipt with its transaction automatically. Business users upload a receipt or snap a photo, Narmi reads the merchant, date, and amount, and suggests the matching transaction for one-click review, turning shoeboxes and month-end hunts into an audit-ready record.

What it does

Also in Document Intelligence

Invoice Pay

Turns an invoice into a ready-to-send ACH payment. Upload it or snap a photo, and Narmi prefills the recipient and payment details, shows exactly where each value came from, and keeps the invoice attached through approvals and payment history.

What it does

Also in Document Intelligence

AI Marketing Promotions

Your in-house digital marketing assistant. Give Narmi AI a promotion’s name, link, and a few directions, and it drafts the title, message, icon, and link text, ready to edit, regenerate, and launch. Built for lean teams without dedicated marketers.

What it does

Also in AI Marketing Promotions

AI Marketing Audiences

An audience is the group of customers who see a promotion in digital banking. Instead of relying on static segments set up in the core, describe who you want to reach in plain language, like “users eligible for student loan promotions,” and Narmi AI builds the audience from customer behaviors, attributes, and life events. Attach it to a promotion so the right customers see the right offer, and the audience updates automatically as customers change.

What it does

Also in AI Marketing Promotions

AI Search Bar

Empower staff to shift from reactive service to proactive financial guidance with the AI Search Bar that turns raw data into narratives and insights.

What it does

Clarid

Clarid is an AI compliance platform for community banks and credit unions. It brings marketing review, HMDA, fair lending and CRA into one place and turns two-week compliance projects into minutes. Clarid runs 160-plus HMDA edit checks and analyzes fair lending across the 21 risk factors in the interagency exam procedures, using methods built with former Federal Reserve and FDIC examiners. Every output goes through an approval step: the AI drafts and flags, and your team makes every call. Each review and sign-off lands in a tamper-evident audit log you can export when examiners ask. Founded by a former bank CMO.

PayPath

Community banks and credit unions win on service, but small teams can’t answer every call, chase every late payment, or follow up on every loan file. PayPath’s AI workers handle that work around the clock. They answer and return account holder calls, send payment reminders before loans go delinquent, collect and review loan documents, and take payments by phone or email. Each AI worker follows your institution’s policies and hands off to your staff when a person is needed, so your team stays in control. Account holders get fast, personal service at any hour, and your staff gets time back for the relationships that matter.

Footprint

Footprint is the agentic platform that learns your compliance program and runs it end-to-end. Investigations are fully auditable, connected to trusted vendors and data sources (e.g. LexisNexis, ComplyAdvantage, government registries) and committed to an organizational memory that compounds, adapting alongside your procedures and improving your entire system. Footprint’s technology empowers compliance teams to clear their alert backlog faster, with deeper context and better judgment. Its customers include a slew of FDIC and OCC-regulated banks, and fintechs such as Bilt, Nuvei, and MoonPay.