Increase Deposits. Grow Organically. Reduce Customer Acquisition Costs.

2.5 Minute Account Opening Experience

Completely responsive design that emphasizes high conversion rates and low abandonment rates

Full support for checking, savings, money market and certificate of deposit (CD) accounts, among others

Granular control over text displayed to user

Robust flexibility for disclosures ensures compliance department sign-off

Funnel analytics and detailed application tracking

Open Accounts Anywhere

person at home on tablet, another in park on phone, another in home on laptop

Industry-Leading Identity Decisioning Platform

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Increase Conversion Rates

Non-fraudulent applicants that do not get auto-approved are 5x less valuable to your financial institution. Narmi gives you the confidence to auto-approve applicants, increasing conversion rates and growing your deposit base organically.


Reduce Manual Reviews

Manually reviewing applications is a time-sensitive process that’s demanding on internal resources and easily circumvented via social engineering. Narmi ensures only the most complex applicants require manual intervention.


View the Full Applicant Decisioning Picture

See a full audit record of any manual review process, all data sources used for vetting and verifying an applicant, and a central source of record for all decisioning-related documents. Compliance, BSA and AML departments will appreciate the transparency and granularity available for every decision-making process.


Leverage the Power of Data Sources

Narmi brings 50+ data sources to every financial institution. Moreover, the maintenance of most data source relationships is handled by us, leaving you to focus on your core business. Financial institutions initially launch with our best practices data sources and can customize decisioning workflows by adding additional data sources as needed.

Drive Deposits In-Branch

Leverage Narmi’s account opening platform in branches to deliver a digital-first experience in a retail-driven world.

Financial institutions can configure the in-branch account-opening process differently from digital account opening to include items like whitelisted IP addresses, minimum balances, URLs, or other unique variables

in branch at tablet and with representative

Berkshire Bank, a $13 billion community bank, needed a partner that could provide the best-in-class digital account opening experience.

Discover why they chose Narmi to organically convert customers and grow deposits at scale:

Phil Peters

"Narmi has been paramount to helping Berkshire re-imagine what we can accomplish. Narmi's digital-first and innovative account opening experience has positioned us well for organic growth, while delivering a best-in-class customer and staff experience."

Sean Gray
President & CEO, Berkshire Bank

Streamlined Account Funding

Fund accounts through debit cards, credit cards, or financial institutions transfers (ACH)

Control funding limits for card and ACH transactions independently

Instantly authenticate external accounts for ACH payments

Automatically place holds on newly opened accounts

Add additional warning codes and institution-specific codes as needed

application flow for funding
product campaign for money market product

Product Specific Campaign Management

Set deposit goals and meet them.

Financial institutions can drive deposits through product-specific campaigns for any single product, or product packages. Examples include promotional CDs, specific product packages to encourage engagement, or specialty products like youth accounts.

Recent Insights


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